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The LightStream Blog

Unsolicited consumer responses

The LightStream Experience

Unsolicited consumer feedback

To begin with, my family and I wish to many thanks as well as your company for assisting us understand our fantasy of getting a watercraft to sail the entire world! We both recently resigned and also this is our present to ourselves. We’d heard off their boaters exactly just exactly how user-friendly your solutions and reasonable your prices, in addition they just weren’t incorrect. Therefore once again, many thanks.

Amazing experience! We reached out to LightStream because i am purchasing my boat that is first and can not state sufficient on how great this experience had been. We presented my application online on a Wednesday, got a call a couple of hours later that missed. Called them right right back each morning the following day, responded a few concerns that they had, got a message 20 mins later on asking after I did that I got an email with approval for me to attach my latest paystub, 20 minutes. I possibly could have experienced the amount of money wired the overnight if We chose. I held down because I became nevertheless negotiating utilizing the broker in the watercraft. The entire process took significantly less than a day. To place it in viewpoint, I presented a credit card applicatoin because of the broker to invest in through their business 2 days before we submitted with LightStream. It is now been nearly an and i haven’t heard back regarding the financing from the broker yet week. I recently told him to forget I was going to pay cash about it. That aided the negotiations! We never ever, ever use the time for you compose reviews but this procedure ended up being really easy, the client solution and responsiveness is through far the very best i have ever endured. If you should be shopping for an experience that is pleasant your following doll, you need to touch base to LightStream and find out whatever they have to give.

I must react to this verification in order to state We cannot keep in mind once I have now been therefore impressed with all the effectiveness, ease, and design of any such thing! The time scale of 1 month is ideal. This will be an extremely whole lot for the motorboat i’d like, it is maybe maybe maybe not verified at the time of yet. Wished to secure the funds beforehand. We shall positively go back to your website for future requirements, and recommend one to anybody who may need the services you provide.

Thank you truly for making our application for the loan a tremendously experience that is enjoyable. We now have never ever handled any continuing company that is as expert and efficient since this procedure happens to be. Having the loan was a great deal easier than working with the watercraft dealerships. Many appear to perhaps maybe not care whether they offer a motorboat or perhaps not, and that’s maybe perhaps not the full instance together with your company. You’re NUMBER ONE! You add your visitors first. I’m maybe not too adept aided by the computer, however your directions had been very easy to follow. Many Thanks once again!

Lending Simple ®

Only from LightStream.

    • Car Loans
    • Automobile Refinance
    • . Or other funding requirements!

* Your loan terms, including APR, varies predicated on loan function, quantity, term size, along with your credit profile. Price is quoted with AutoPay discount. AutoPay discount is just available ahead of loan money. Rates without AutoPay are 0.50% greater. Susceptible to credit approval. Conditions and limits use. Advertised rates and terms are susceptible to alter with no warning.

Re re re Payment instance: monthly premiums for a $10,000 loan at 4.29% APR with a term of three years would end up in 36 monthly obligations of $296.53.

Optimum APR for a LightStream loan is 17.29%.

1 After getting your loan from us, if you’re maybe not entirely content with your experience, please contact us. We shall e-mail you a questionnaire so we are able to enhance our solutions. As soon as we get your completed questionnaire, we are going to give you $100. Our guarantee expires thirty days when you get your loan. We reserve the ability to alter or discontinue our guarantee whenever you want. Limited by one $100 re payment per https://www.title-max.com/ funded loan. LightStream and SunTrust teammates usually do not be eligible for a the mortgage Experience Guarantee.

2 we’re therefore confident into the competition of y our interest levels that people shall beat a pursuit price (APR) presented by some other lender by. 10 portion points, if one other lender’s price fulfills the stipulations described below:

Terms:

  • The lender’s rate of interest (APR) ought not to be supported by any third-party plans such as for example car maker subvention payments (with prices as little as 0.0% APR), other maker discounts, price buy-downs by automobile buying services, or just about any other comparable third-party rate that is subsidized.
  • The interest that is lender’s offer must certanly be generally speaking offered to most of its clients whom share an equivalent credit risk profile (in order that employee-discount programs or other unique, restricted financing programs will never qualify).
  • LightStream will provide an interest rate this is certainly. 10 portion points below the particular price provided by a lender that is competing.

Conditions:

  • The attention price (APR) must certanly be for the exact same loan quantity, loan term, loan function and re re payment method (car debit or invoice) which are being provided by LightStream. The offer pertains to fixed-rate loans just. Variable-rate loans try not to qualify.
  • You have to be authorized for the other lender’s interest price (APR).
  • If required by us, you need to provide LightStream with proof, to its satisfaction, that one other lender’s rate of interest (APR) meets the Rate Beat system stipulations described right here. This can add an approval page, loan document containing the APR, or any other paperwork that LightStream discovers enough.
  • This offer expires in the event that conditions and terms aren’t pleased just before 2 p.m. Eastern time regarding the company day just before loan money.

These conditions and terms are susceptible to alter whenever you want.

Company Hours (Eastern time)

Customer support
Monday – Friday: 9 a.m. To 8 p.m. & Saturday: Noon to 7 p.m.

Application Processing
Monday – Friday: 9 a.m. To 8 p.m.
Saturday & Sunday: Noon to 6 p.m.

Mailing Address
PO Box 117320
Atlanta, GA 30368-7320

Truist Bank is an Equal Housing Lender.
© 2020 Truist Financial Corporation. SunTrust®, Truist, LightStream®, the LightStream logo,
as well as the SunTrust logo design are solution markings of Truist Financial Corporation.
All the trademarks would be the home of these owners that are respective.

At LightStream, we care concerning the environment and, more to the point, we attempt to do something positive about it. For example, we’ve produced a practically paperless customer loan experience at LightStream. Through the elimination of paper very nearly totally from the LightStream loan process, we not just save your self our normal resources but we save well on expenses as well, better allowing us to supply you extremely competitive interest levels.

In addition, for almost any loan that individuals investment for our clients, we are going to have tree planted in another of our nation’s delicate habitat communities presently under restoration.

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